150 Main Street, PO Box 239
Clay, West Virginia 25043
Lobby: Mon-Fri 8-5; Sat 8-12
Drive Thru: Mon-Thur 8-5; Fri 8-6; Sat 8-12


Loan Decisions Made Locally

At Clay County Bank, your loan is processed locally and approved right here, in Clay West Virginia. This gives our customers faster response times.

Loan Products from Clay County Bank

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, CCB wants to make borrowing quick and easy for you. With local decision making and exceptional service, you are sure to find CCB the premier choice for your lending needs. Stop by and discuss your needs with one of our loan officers.

Rates and terms vary based on credit history, banking relationship with CCB, down payment, income, and collateral.

Personal/Consumer Loans

New or Used Vehicles

ATV’s (4-Wheelers, Side-by-sides)

Mobile Home

RVs (motor homes, campers, etc.)

Marine (boats, watercrafts, jet skies, etc.)



Real Estate/Mortgage Loans (includes Manufactured Housing)

Residential Real Estate


Permanent – Purchase & Refinance

Home Improvement

Investment Property

Commercial Loans

Land Acquisition

Permanent (purchase & refinance)

Agricultural Loans Farm Equipment


Land Acquisition

Building Expansion/Improvement

Lines of Credit