150 Main Street, PO Box 239
Clay, West Virginia 25043
Lobby: Mon-Fri 8-5; Sat 8-12
Drive Thru: Mon-Thur 8-5; Fri 8-6; Sat 8-12


Money Market Accounts

  • Interest paid monthly on daily balance of $500 or more
  • Interest is tiered based on your account balance
  • Limited check writing
  • NO service charge with a monthly average balance of $2,500
  • Free 24-hour telephone banking
  • Free internet banking with optional Bill Pay
  • Free easy-to-balance monthly statement
  • $25 minimum required to open account

Passbook Savings

  • Interest paid semi-annually
  • $100 minimum balance required to avoid monthly fees
  • Fees exempt to students and individuals 62+
  • Free ATM & Master Card check card available
  • Free 24-hour telephone banking

Christmas and Vacation Club Savings Accounts

  • Christmas Club matures in October
  • Vacation club matures in  May, June, or July
  • Both feature competitive interest

For more information:

Obtain complete details regarding our deposit accounts by asking for our Truth-In-Savings Disclosures.