150 Main Street, PO Box 239
Clay, West Virginia 25043
304-587-4221
Lobby: Mon-Fri 8-5; Sat 8-12
Drive Thur: Mon-Thu 8-5; Fri 8-6; Sat 8-12

Privacy Policy

In accordance with 15 U.S. Code § 6803 – Disclosure of Institution Privacy Policy, Clay County Bank publishes our Privacy Policy, as seen below. If you have questions or need more information about this policy, please contact the bank during normal business hours at 304.587.4221.

FACTS

WHAT DOES CLAY COUNTY BANK DO WITH YOUR PERSONAL INFORMATION?

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Account balances
  • Payment history
  • Transaction history
  • Transaction or loss history

Why?

Financial companies choose how they share your personal information. Federal law gives consumer the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons Clay County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Clay County Bank share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes
information about your creditworthiness
No Yes
For our affiliates to market to you No Yes
For nonaffiliated to market to you No Yes

To limit our sharing

 

 

  • Call (304) 587-4221
  • Visit us online: www.claycountybank.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing

Questions?

Call (304) 587-4221 or go to www.claycountybank.com

Who We Are

Who is providing this notice?

Clay County Bank means the following institutions: Clay County Bank or CCB

What We Do

How Does Clay County Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees from who access is appropriate.

How does Clay County Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Pay your bills
  • Use your debit card
  • Deposit money
  • Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Clay County Bank does not have any affiliates at this time.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Clay County Bank does not have any affiliates at this time.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. Clay County Bank does not have any joint marketing at this time.