Privacy Policy
In accordance with 15 U.S. Code § 6803 – Disclosure of Institution Privacy Policy, Clay County Bank publishes our Privacy Policy, as seen below. If you have questions or need more information about this policy, please contact the bank during normal business hours at 304.587.4221.
FACTS
WHAT DOES CLAY COUNTY BANK DO WITH YOUR PERSONAL INFORMATION?
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Why?
Financial companies choose how they share your personal information. Federal law gives consumer the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons Clay County Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Clay County Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
No | No |
| For joint marketing with other financial companies | No | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | Yes |
| For our affiliates to market to you | No | Yes |
| For nonaffiliated to market to you | No | Yes |
To limit our sharing
- Call (304) 587-4221
- Visit us online: www.claycountybank.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing
Questions?
Call (304) 587-4221 or go to www.claycountybank.com
Who We Are
Who is providing this notice?
Clay County Bank means the following institutions: Clay County Bank or CCB
What We Do
How Does Clay County Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees from who access is appropriate.
How does Clay County Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Pay your bills
- Use your debit card
- Deposit money
- Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Clay County Bank does not have any affiliates at this time.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Clay County Bank does not have any affiliates at this time.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Clay County Bank does not have any joint marketing at this time.
